国民彩票

Professor Hazel Bateman

Professor Hazel Bateman

Deputy Dean
Business School
School of Risk and Actuarial Studies

Hazel Bateman is a聽Professor in the School of Risk & Actuarial Studies, 国民彩票 Sydney and a Chief Investigator and Deputy Director of the ARC Centre of Excellence in Population Ageing Research (CEPAR). She has expertise in pension economics, behavioural retirement insurance and lifecycle finance. Her current research investigates the role of choice and information architecture, financial advice and financial literacy on lifecycle financial decisions including superannuation and housing. She also works on design of and demand for retirement products including annuities, aged care insurance and reverse mortgages, as well as the taxation and regulation of pensions. Hazel works closely with the financial services industry, superannuation and pension funds and policy makers in Australia and internationally and has consulted to international organisations including the World Bank and the OECD. She is Chair of the Netspar Scientific Council, a member of the Consultative Committee of UniSuper,聽an academic member of the China Ageing Finance Forum and serves on the Advisory Boards of the Mercer CFA Institute Global Pension index and the Conexus Institute.聽In 2019 she was appointed inaugural President of the International Pensions Research Association (IPRA).

Research Interests:

  • Pension economics and finance
  • Lifecycle financial decision making
  • Retirement products
  • Taxation and regulation of superannuation
Phone
+61 2 9385 3096
Location
Room BUS647, Business School Building
  • Books | 2007
    Bateman H, 2007, Introduction,
    Books | 2007
    Bateman H, 2007, Preface and acknowledgements,
    Books | 2007
    Bateman H, 2007, Retirement provision in scary markets,
    Books | 2006
    Bateman HJ, 2006
    Books | 2001
    Bateman HJ; Piggott JR; Kingston GH, 2001, Forced Saving: Mandating Private Retirement Incomes, Cambridge University Press, Cambridge
    Books | 1999
    Bateman HJ; Piggott JR, 1999, The Costs of the Superannuation Surcharge, Committee for Economic Development of Australia, Melbourne, Australia
  • Book Chapters | 2018
    Bateman H, 2018, 'Taxing Pensions - The Australian Approach', in The Taxation of Pensions,
    Book Chapters | 2017
    Bateman H; Chomik R; Piggott J, 2017, 'Retirement Income', in O'Loughlin K; Browning C; Kendig H (ed.), Ageing in Australia: Challenges and Opportunities, Springer, pp. 149 - 172,
    Book Chapters | 2017
    Bateman H; Chomik R; Piggott J, 2017, 'Retirement Income', in OLoughlin K; Browning C; Kendig H (ed.), Ageing in Australia Challenges and Opportunities, SPRINGER, pp. 149 - 172,
    Book Chapters | 2016
    Bateman H, 2016, 'Retirement income strategies for an ageing population', in Population ageing and Australia's future, pp. 233 - 260
    Book Chapters | 2015
    Bateman H, 2015, 'Structuring the payout phase in a defined contribution scheme in high income countries: Experiences of Australia and New Zealand', in Strengthening Social Protection in East Asia, Routledge, pp. 73 - 105
    Book Chapters | 2014
    Bateman H; Louviere JL; Thorp S, 2014, 'Understanding How Consumers Make Financial Choices: A cross-disciplinary learning experience', in Harrison T; Estelami H (ed.), The Routledge Companion to Financial Services Marketing, Routledge
    Book Chapters | 2012
    Bateman HJ; Piggott J, 2012, 'Civil Services and Military Retirement Income Provision in Australia', in Takayama N (ed.), Reforming Pensions for Civil and Military Servants, Maruzen, Tokyo, pp. 29 - 54
    Book Chapters | 2011
    Bateman HJ; Piggott J, 2011, 'Too much risk to insure? the Australian (non-) Market for Annuities', in Mitchell OS; Piggott J; Takayama N (ed.), Securing Lifelong Retirement Income: Global Annuity Markets and Policy, Oxford University Press, New York, pp. 81 - 105,
    Book Chapters | 2010
    Bateman HJ, 2010, 'Retirement income provision in Australia in the wake of the global financial crisis', in Stevens Y; Waine B; Roberts L (ed.), Retirement income provision in Australia in the wake of the global financial crisis
    Book Chapters | 2010
    Bateman HJ, 2010, 'Retirement income provision in Australia', in Pension Insurance for Migrant Workers Research Report, Ministry of Human Resources and Social Services, China, pp. 400 - 422
    Book Chapters | 2009
    Bateman H; Piggott J, 2009, 'Labour force participation of older workers in Australia and Japan: A tale of two pension systems', in Corbett J; Daly A; Matsushige H; Taylor D (ed.), Laggards and Leaders in Labour Market Reform: Comparing Japan and Australia, Routledge, pp. 157 - 179,
    Book Chapters | 2009
    Bateman HJ; Piggott J, 2009, 'Labour force participation of older workers in Australia and Japan', in Corbett J; Daly A; Matsushige H; Taylor D (ed.), Laggards and Leaders in Labour Market Reform, Routledge, UK, pp. 157 - 179
    Book Chapters | 2008
    Bateman HJ; Hill RJ, 2008, 'Benchmarking the Performance of Superannuation Funds', in Evans J; Orszag M; Piggott J (ed.), Pension Fund Goverance, Edward Elgar, UK, pp. 158 - 175
    Book Chapters | 2007
    Bateman H, 2007, 'Preface and acknowledgements', in ,
    Book Chapters | 2007
    Bateman HJ; Kingston GH; Thorp SJ, 2007, 'Financial Engineering for Australian Annuitants', in Retirement Provision in Scary Markets, Edward Elgar, UK, pp. 123 - 144
    Book Chapters | 2007
    Bateman HJ, 2007, 'Retirement Provision in Scary Markets - An Introduction', in Retirement Provision in Scary Markets, Edward Elgar, UK, pp. 1 - 13
    Book Chapters | 2007
    Thorp S; Kingston G; Bateman H, 2007, 'Chapter 7: Financial engineering for Australian annuitants', in Retirement Provision in Scary Markets, Edward Elgar Publishing,
    Book Chapters | 2003
    Bateman HJ; Piggott JR, 2003, 'The Australian Approach to Retirement Income Provision', in Takayama N (ed.), Taste of pie: searching for better pension provisions in developed countries, Maruzen Book Co Ltd, Tokyo, pp. 3 - 36
    Book Chapters | 2002
    Bateman HJ, 2002, 'Design and Management of Occupational Defined Contribution Pension Schemes: Lessons from the Administrative Cost Literature', in Regulating Private Pension Schemes: Trends and Challenges, OECD, Paris, pp. 151 - 168
    Book Chapters | 2002
    Piggott JR; Bateman HJ, 2002, 'Private Mandatory Retirement Provision: Design and Implementation Challenges', in Ihori T; Tachibanaki T (ed.), Social Security Reform in Advanced Countries, Routledge Press, London, pp. 81 - 112
    Book Chapters | 1997
    Bateman HJ; Piggott JR, 1997, 'Mandatory retirement saving: Australia and Malaysia compared', in The economics of pension, Cambridge University Press, Cambridge, UK, pp. 318 - 349
  • Journal articles | 2025
    Hanewald K; Bateman H; Fang H; Ho TL, 2025, 'Housing wealth and long-term care insurance demand: Survey evidence', Journal of Risk and Insurance,
    Journal articles | 2025
    Wan C; Bateman H; Hanewald K, 2025, 'Demand for life annuities, critical illness insurance, and long-term care insurance', Journal of Risk and Insurance,
    Journal articles | 2024
    Chen S; Chen S; Hanewald K; Si Y; Bateman H; Li B; Xu X; Samtani S; Wu C; Brodaty H, 2024, 'Social Environment, Lifestyle, and Genetic Predisposition With Dementia Risk: A Long-Term Longitudinal Study Among Older Adults', Journals of Gerontology Series A Biological Sciences and Medical Sciences, 79,
    Journal articles | 2024
    Chung S; Agnew J; Bateman H; Eckert C; Liu J; Thorp S, 2024, 'The impact of mortgage broker use on borrower confusion and preferences', Journal of Economic Behavior and Organization, 224, pp. 229 - 247,
    Journal articles | 2023
    Bateman H; Dobrescu LI; Liu J; Newell BR; Thorp S, 2023, 'Determinants of early-access to retirement savings: Lessons from the COVID-19 pandemic', Journal of the Economics of Ageing, 24,
    Journal articles | 2023
    Bateman H; Gerrans P; Thorp S; Zeng Y, 2023, 'Explaining consumers' progress through life insurance decision states: The role of personal values and consumer characteristics', Journal of Consumer Affairs, 57, pp. 1151 - 1182,
    Journal articles | 2023
    Chen S; Si Y; Hanewald K; Li B; Wu C; Xu X; Bateman H, 2023, 'Association between multimorbidity and informal long-term care use in China: a nationwide cohort study', BMC Geriatrics, 23, pp. 700,
    Journal articles | 2023
    Si Y; Bateman H; Chen S; Hanewald K; Li B; Su M; Zhou Z, 2023, 'Quantifying the financial impact of overuse in primary care in China: A standardised patient study', Social Science and Medicine, 320, pp. 115670,
    Journal articles | 2023
    Si Y; Hanewald K; Chen S; Li B; Bateman H; Beard JR, 2023, 'Life-course inequalities in intrinsic capacity and healthy ageing, China', Bulletin of the World Health Organization, 101, pp. 307 - 316,
    Journal articles | 2023
    Thorp S; Liu J; Agnew J; Bateman H; Eckert C; Iskhakov F, 2023, 'Feeling comfortable with a mortgage: The impact of framing, financial literacy and advice', Journal of Financial Literacy and Wellbeing, 1, pp. 47 - 78,
    Journal articles | 2023
    Wu S; Bateman H; Stevens R, 2023, 'Optimal Portfolio Choice with Health-Contingent Income Products: The Value of Life Care Annuities', North American Actuarial Journal, 27, pp. 278 - 302,
    Journal articles | 2022
    Bateman H; Alonso Garcia J; Bonekamp J; Stevens R; van Soest A, 2022, 'Saving preferences after retirement', Journal of Economic Behavior and Organization,
    Journal articles | 2022
    Bateman H; Eberhardt I, 2022, 'How Fact Sheets affect retirement income product knowledge, perceptions and choices', Australian Journal of Management, 49, pp. 119 - 141,
    Journal articles | 2022
    Chen S; Si Y; Hanewald K; Li B; Bateman H; Dai X; Wu C; Tang S, 2022, 'Disease burden of ageing, sex and regional disparities and health resources allocation: a longitudinal analysis of 31 provinces in Mainland China', BMJ Open, 12, pp. e064641,
    Journal articles | 2022
    Wang-Ly N; Bateman H; Dobrescu I; Newell BR; Thorp S, 2022, 'Defaults, disclosures, advice and calculators: One size does not fit all', Journal of Behavioral and Experimental Finance, 35, pp. 100690,
    Journal articles | 2022
    Wu S; Bateman H; Stevens R; Thorp S, 2022, 'Flexible insurance for long-term care: A study of stated preferences', Journal of Risk and Insurance, 89, pp. 823 - 858,
    Journal articles | 2021
    Alonso Garcia J; Bateman H; Bonekamp J; Stevens R, 2021, 'Spending from regulated retirement drawdowns: The role of implied endorsement', Scandinavian Journal of Economics, 123, pp. 810 - 847,
    Journal articles | 2020
    Hanewald K; Bateman H; Fang H; Wu S, 2020, 'Is there a demand for reverse mortgages in China? Evidence from two online surveys', Journal of Economic Behavior and Organization, 169, pp. 19 - 37,
    Journal articles | 2020
    Thorp S; Bateman H; Dobrescu LI; Newell BR; Ortmann A, 2020, 'Flicking the switch: Simplifying disclosure to improve retirement plan choices', Journal of Banking and Finance, 121, pp. 105955,
    Journal articles | 2018
    Agnew JR; Bateman H; Eckert C; Iskhakov F; Louviere J; Thorp S, 2018, 'First impressions matter: An experimental investigation of online financial advice', Management Science, 64, pp. 288 - 307,
    Journal articles | 2018
    Bateman H; Eckert C; Iskhakov F; Louviere J; Satchell S; Thorp S, 2018, 'Individual Capability and Effort in Retirement Benefit Choice', Journal of Risk and Insurance, 85, pp. 483 - 512,
    Journal articles | 2018
    Dobrescu I; Bateman H; Deetlefs J; Ortmann A; Newell BR; Thorp S; Deetlefs A, 2018, 'Engagement with Retirement Savings: It鈥檚 a Matter of Trust', Journal of Consumer Affairs, 53, pp. 917 - 945,
    Journal articles | 2018
    Dobrescu LI; Fan X; Bateman H; Newell BR; Ortmann A; Thorp S, 2018, 'Retirement Savings: A Tale of Decisions and Defaults', Economic Journal, 128, pp. 1047 - 1094,
    Journal articles | 2017
    Arnold B; Bateman H; Ferguson A; Raftery A, 2017, 'Partner-scale economies, service bundling, and auditor independence in the australian self-managed superannuation (Pension) fund industry', Auditing, 36, pp. 161 - 180,
    Journal articles | 2017
    Bateman H; Eckert C; Iskhakov F; Louviere J; Satchell S; Thorp S, 2017, 'Default and naive diversification heuristics in annuity choice', Australian Journal of Management, 42, pp. 32 - 57,
    Journal articles | 2017
    Bateman H; Liu K, 2017, 'Pension reform: Australia and China compared', Economic and Political Studies, 5, pp. 456 - 474,
    Journal articles | 2017
    Mooney A; Earl JK; Mooney CH; Bateman H, 2017, 'Using balanced time perspective to explain well-being and planning in retirement', Frontiers in Psychology, 8, pp. 1781,
    Journal articles | 2016
    Bateman H; Dobrescu LI; Newell BR; Ortmann A; Thorp S, 2016, 'As easy as pie: How retirement savers use prescribed investment disclosures', Journal of Economic Behavior and Organization, 121, pp. 60 - 76,
    Journal articles | 2016
    Bateman H; Eckert C; Geweke J; Louviere J; Satchell S; Thorp S, 2016, 'Risk Presentation and Portfolio Choice', Review of Finance, 20, pp. 201 - 229,
    Journal articles | 2016
    Bateman H; Ortmann A; Newell BR; Dobrescu ; Thorp S, 2016, 'As easy as pie: How retirement savers use prescribed investment disclosures', Journal of Economic Behavior and Organization, 121, pp. 60 - 76,
    Journal articles | 2016
    Donald S; Bateman H; Buckley R; Liu K; Nicholls R, 2016, 'Too Connected to Fail: The Regulation of Systemic Risk within Australia's Superannuation System', Journal of Financial Regulation, 2, pp. 56 - 78,
    Journal articles | 2015
    Bateman H; Stevens R, 2015, 'Risk Information and Retirement Investment Choice Mistakes Under Prospect Theory', Journal of Behavioral Finance, 16, pp. 279 - 296,
    Journal articles | 2015
    Iskhakov F; Thorp S; Bateman H, 2015, 'Optimal Annuity Purchases for Australian Retirees', Economic Record, 91, pp. 139 - 154,
    Journal articles | 2014
    Bateman H; Deetlefs J; Dobrescu LI; Newell BR; Ortmann A; Thorp S, 2014, 'Just Interested or Getting Involved? An Analysis of Superannuation Attitudes and Actions (vol 90, pg 160, 2014)', ECONOMIC RECORD, 90, pp. 564 - 564,
    Journal articles | 2014
    Bateman H; Deetlefs J; Dobrescu LI; Newell BR; Ortmann A; Thorp S, 2014, 'Just interested or getting involved? An analysis of superannuation attitudes and actions', Economic Record, 90, pp. 160 - 178,
    Journal articles | 2014
    Bateman H; Eckert C; Geweke J; Louviere J; Satchell S; Thorp S, 2014, 'Financial competence, risk presentation and retirement portfolio preferences', Journal of Pension Economics and Finance, 13, pp. 27 - 61,
    Journal articles | 2014
    Bateman H; Kingston G, 2014, 'Regulating Financial advice: Lessons from the United States, the United Kingdom and Canada', JASSA, 2014, pp. 7 - 13,
    Journal articles | 2013
    Bateman H; Agnew JR; Thorp S, 2013, 'Financial Literacy and Retirement Planning in Australia', Numeracy: Advancing Education in Quantitative Literacy, 6,
    Journal articles | 2013
    Bateman H; Agnew JR; Thorp S, 2013, 'Superannuation knowledge and plan behaviour', JASSA, 2013, pp. 45 - 50,
    Journal articles | 2013
    Bateman H; Agnew JR; Thorp S, 2013, 'Work, Money, Lifestyle: Plans of Australian Retirees', JASSA, pp. 40 - 44,
    Journal articles | 2013
    Bateman H, 2013, 'Restoring a level playing field for defined benefits superannuation', JASSA, 2013, pp. 36 - 41,
    Journal articles | 2012
    Bateman HJ; Kingston G, 2012, 'The Future of Financial Advice and MySuper', JASSA - Journal of the Securities Institute of Australia, 2012, pp. 43 - 49,
    Journal articles | 2012
    Bateman HJ; Louviere J; Thorp S; Satchell S; Geweke J; Eckert C, 2012, 'Financial Competence and Expectations Formation: Evidence from Australia', Economic Record, 88, pp. 39 - 63,
    Journal articles | 2011
    Bateman HJ; Thorp S; Louviere J; Islam T; Satchell S, 2011, 'Retirement investor risk tolerance in tranquil and crisis periods', Journal of Behavioral Finance, 12, pp. 201208
    Journal articles | 2011
    Bateman HJ, 2011, 'Australia's tax and transfer system under review: Evaluating Harmer and Henry', Economic and Labour Relations Review, 22, pp. 1 - 6,
    Journal articles | 2010
    Bateman HJ; Kingston GH, 2010, 'Tax and Super - Unfinished Business', JASSA - Journal of the Securities Institute of Australia, 2010, pp. 49 - 54,
    Journal articles | 2010
    Bateman HJ; Kingston GH, 2010, 'The Henry Review on Super and Savings', Australian Economic Review, 43, pp. 437 - 448
    Journal articles | 2010
    Bateman HJ; Thorp S; Louviere J; Islam T; Satchell S, 2010, 'An Experimental Survey of Investment Decisions for Retirement Savings', Journal of Consumer Affairs, 44, pp. 463 - 481,
    Journal articles | 2008
    Bateman HJ; Thorp SJ, 2008, 'Choices and constraints over retirement income streams: Comparing rules and regulations', The Economic Record, 84, pp. 17 - 31